Condo DSCR loan rates
Condos are eligible for DSCR financing, though they typically carry a small pricing add-on versus single-family (warrantability and HOA factors). These scenarios show how lenders price condo investor-rentals.
Featured: Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo
All lenders with live pricing, sorted lowest first.
| Lender | Est. Rate | Base + Spread + Adj. | Est. Monthly P&I | Apply |
|---|---|---|---|---|
| RCN CapitalLowest | 6.210% | 4.23 + 0.98 + 1.000 | $1,717 | View lender → |
| Park Place Finance | 6.710% | 4.23 + 1.48 + 1.000 | $1,809 | View lender → |
| Easy Street Capitaldated | 6.710% | 4.23 + 1.48 + 1.000 | $1,809 | View lender → |
| Kiavi | 6.835% | 4.23 + 1.60 + 1.000 | $1,832 | View lender → |
| Lima One Capital | 6.960% | 4.23 + 1.73 + 1.000 | $1,855 | View lender → |
| New Silver | 6.960% | 4.23 + 1.73 + 1.000 | $1,855 | View lender → |
| Griffin Funding | 7.085% | 4.23 + 1.85 + 1.000 | $1,879 | View lender → |
| Defy Mortgage | 7.085% | 4.23 + 1.85 + 1.000 | $1,879 | View lender → |
| HomeAbroad | 7.085% | 4.23 + 1.85 + 1.000 | $1,879 | View lender → |
| OfferMarketdated | 7.210% | 4.23 + 1.98 + 1.000 | $1,903 | View lender → |
| Stratton Equities | 7.460% | 4.23 + 2.23 + 1.000 | $1,950 | View lender → |
All condo scenarios
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo
6.21%Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo
5.58%Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay
5.83%Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo
5.46%Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo
6.46%FAQ
- What rate should I expect on a condo DSCR loan?
- Across 5 condo scenarios we model, estimates currently run 5.46%–6.46% depending on credit, leverage, and coverage. These are indicative, not quotes.
- Which lenders do condo DSCR loans?
- All 11 lenders with live pricing on the site quote condo deals; the table compares them for a representative scenario, and each scenario links to its full lender breakdown.
Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.