PIR

Stratton Equities DSCR loan rates

Advertised "Rates Starting at 6.50%" on strattonequities.com/dscr-loan-program (verified 2026-06-19).

Rates as of June 19, 2026
Est. rate range
6.58%
to 7.83%
Min DSCR
Max LTV
85%
Min FICO
600
Loans $100,000$5,000,000 · Lends nationwide · Visit Stratton Equities

About Stratton Equities

National private / non-QM lender. Its DSCR program advertises rates starting at 6.50%, up to 85% LTV, loans $100k–$5M, with interest-only and no-prepay options — and notably qualifies credit scores from 600, lower than most.

Best for: lower-credit borrowers (600+) or those who want interest-only / no-prepay flexibility.

How Stratton Equities compares

On a benchmark profile (75% LTV · 740 FICO · 1.25 DSCR · single-family), we estimate Stratton Equities at 6.83% — ranked #11 of 11 lenders we track, about 0.50% above the market median of 6.33%.

Estimated rate by borrower scenario

ScenarioEst. RateMonthly P&I
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.585%$1,913compare all →
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.585%$4,464compare all →
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.710%$8,397compare all →
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo6.710%$1,809compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.835%$1,963compare all →
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.835%$2,094compare all →
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.835%$1,963compare all →
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.835%$4,580compare all →
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.835%$7,851compare all →
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay7.085%$2,013compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay7.085%$1,879compare all →
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR7.085%$2,013compare all →
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay7.210%$2,038compare all →
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR7.335%$2,064compare all →
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo7.460%$1,950compare all →
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.460%$4,179compare all →
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)7.460%$2,089compare all →
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.460%$4,527compare all →
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance7.460%$836compare all →
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.585%$4,371compare all →
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR7.585%$2,115compare all →
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR7.710%$1,998compare all →
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo7.710%$1,855compare all →
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.835%$2,022compare all →

Stratton Equities DSCR loans — FAQ

What are Stratton Equities's DSCR loan terms?
Stratton Equities offers up to 85% LTV, 600+ FICO, with loans from $100,000 to $5,000,000.
How do Stratton Equities's rates compare to other DSCR lenders?
On a benchmark profile (75% LTV, 740 FICO, 1.25 DSCR), we estimate Stratton Equities at 6.83% — ranked #11 of 11 lenders, about 0.50% above the market median of 6.33%.
Who is Stratton Equities best for?
Stratton Equities is best for lower-credit borrowers (600+) or those who want interest-only / no-prepay flexibility.

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

Compare Stratton Equities head-to-head

Explore by scenario