Kiavi vs Stratton Equities
Rates as of June 18, 2026Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, Kiavi wins more scenarios (24 of 24).
Which should you choose?
Across the 24 scenarios where both price, Kiavi shows the lower estimated rate in 24 of them. But the cheaper option flips by borrower profile:
- Kiavi stretches furthest ahead on Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR — 6.21% vs 6.83%.
- Stratton Equities is strongest on Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR — 6.83% vs 6.21%.
On program terms, Kiavi allows up to 80% LTV, DSCR from 0.8, 660+ FICO, loans $75,000–$3,000,000; Stratton Equities allows up to 85% LTV, 600+ FICO, loans $100,000–$5,000,000.
Bottom line: Kiavi is best for investors who want a fast, fully-online close and flexible coverage. Stratton Equities is best for lower-credit borrowers (600+) or those who want interest-only / no-prepay flexibility.
Rate by scenario, side by side
Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.