PIR

Kiavi DSCR loan rates

High-volume tech-forward investor lender; SFR rental + bridge. Wholesale + direct.

Rates as of June 17, 2026
Illustrative sample data. These figures show how the comparison works — they are notlive lender pricing. Real DSCR rate sheets are broker-gated; we publish live rates only once a lender’s sheet is verified. This page is not indexed by search engines until then.
Est. rate range
6.40%
to 8.53%
Min DSCR
1
Max LTV
80%
Min FICO
660
Loans $75,000–$3,000,000 · Lends nationwide · Visit Kiavi →

Estimated rate by borrower scenario

ScenarioEst. RateMonthly P&I
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.400%$4,379compare all →
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.525%$1,901compare all →
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.650%$8,346compare all →
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.775%$7,803compare all →
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.775%$4,552compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.775%$1,951compare all →
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo6.900%$1,844compare all →
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.900%$1,976compare all →
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.900%$2,108compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay7.275%$1,915compare all →
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR7.400%$2,077compare all →
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay7.525%$2,103compare all →
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay7.525%$2,103compare all →
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.525%$4,206compare all →
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.650%$4,399compare all →
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.650%$4,612compare all →
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR7.650%$2,129compare all →
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance8.025%$883compare all →
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)8.025%$2,207compare all →
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo8.025%$2,059compare all →
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR8.150%$2,233compare all →
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo8.400%$1,981compare all →
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR8.400%$2,133compare all →
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR8.525%$2,158compare all →

Estimated, not a quote. Rates are computed from a base index plus illustrative lender adjustment grids and are not offers. Actual terms depend on the lender, property, and your full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

Compare Kiavi head-to-head

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Explore by scenario

Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFRPurchase · 80% LTV · 720 FICO · 1.10 DSCR · SFRCash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFRPurchase · 75% LTV · 700 FICO · 1.00 DSCR · CondoPurchase · 65% LTV · 780 FICO · 1.50 DSCR · SFRCash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 UnitPurchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No PrepayPurchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR