PIR

Kiavi vs LendingOne

Rates as of June 17, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, Kiavi wins more scenarios (24 of 24).

Illustrative sample data. These figures show how the comparison works — they are notlive lender pricing. Real DSCR rate sheets are broker-gated; we publish live rates only once a lender’s sheet is verified. This page is not indexed by search engines until then.

Kiavi

24 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
660
Full Kiavi profile →

LendingOne

0 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
660
Full LendingOne profile →

Rate by scenario, side by side

ScenarioKiaviLendingOneLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.775%7.025%Kiavi
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR7.650%7.775%Kiavi
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.525%6.775%Kiavi
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo8.025%8.150%Kiavi
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.400%6.650%Kiavi
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.525%7.650%Kiavi
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay7.525%7.775%Kiavi
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR8.525%8.650%Kiavi
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.900%7.150%Kiavi
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)8.025%8.150%Kiavi
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.650%7.775%Kiavi
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.900%7.150%Kiavi
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.650%6.775%Kiavi
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR8.400%8.525%Kiavi
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance8.025%8.150%Kiavi
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.775%7.025%Kiavi
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay7.275%7.525%Kiavi
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR7.400%7.525%Kiavi
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.650%7.775%Kiavi
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.775%6.900%Kiavi
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR8.150%8.275%Kiavi
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo6.900%7.150%Kiavi
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay7.525%7.650%Kiavi
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo8.400%8.525%Kiavi

Estimated, not a quote. Rates are computed from a base index plus illustrative lender adjustment grids and are not offers. Actual terms depend on the lender, property, and your full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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