PIR

HomeAbroad vs Stratton Equities

Rates as of June 18, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, HomeAbroad wins more scenarios (24 of 24).

HomeAbroad

24 scenarios lowest

Min DSCR
0.75
Max LTV
75%
Min FICO
660
Full HomeAbroad profile →

Stratton Equities

0 scenarios lowest

Min DSCR
Max LTV
85%
Min FICO
600
Full Stratton Equities profile →

Which should you choose?

Across the 24 scenarios where both price, HomeAbroad shows the lower estimated rate in 24 of them. But the cheaper option flips by borrower profile:

On program terms, HomeAbroad allows up to 75% LTV, DSCR from 0.75, 660+ FICO, loans $100,000$10,000,000; Stratton Equities allows up to 85% LTV, 600+ FICO, loans $100,000$5,000,000.

Bottom line: HomeAbroad is best for foreign-national and ITIN investors who cannot use conventional financing. Stratton Equities is best for lower-credit borrowers (600+) or those who want interest-only / no-prepay flexibility.

Rate by scenario, side by side

ScenarioHomeAbroadStratton EquitiesLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.460%6.835%HomeAbroad
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR6.960%7.335%HomeAbroad
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.210%6.585%HomeAbroad
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo7.085%7.460%HomeAbroad
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.210%6.585%HomeAbroad
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.085%7.460%HomeAbroad
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay6.710%7.085%HomeAbroad
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.460%7.835%HomeAbroad
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.460%6.835%HomeAbroad
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)7.085%7.460%HomeAbroad
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.085%7.460%HomeAbroad
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.460%6.835%HomeAbroad
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.335%6.710%HomeAbroad
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR7.335%7.710%HomeAbroad
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance7.085%7.460%HomeAbroad
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.460%6.835%HomeAbroad
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay6.710%7.085%HomeAbroad
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR6.710%7.085%HomeAbroad
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.210%7.585%HomeAbroad
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.460%6.835%HomeAbroad
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR7.210%7.585%HomeAbroad
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo6.335%6.710%HomeAbroad
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay6.835%7.210%HomeAbroad
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo7.335%7.710%HomeAbroad

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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