PIR

Park Place Finance DSCR loan rates

Advertised "Rates starting at 5.75%" on parkplacefinance.com/dscr-loan (verified 2026-06-19).

Rates as of June 19, 2026
Est. rate range
5.83%
to 7.08%
Min DSCR
0.75
Max LTV
85%
Min FICO
660
Loans $100,000$5,000,000 · Lends nationwide · Visit Park Place Finance

About Park Place Finance

National investor lender whose 30-year fixed DSCR rental loan advertises rates from 5.75%, up to 85% LTV on purchase (75% cash-out), 660+ FICO, DSCR as low as 0.75, loans $100k–$5M across 46 states.

Best for: investors after a competitive headline rate with high purchase leverage.

How Park Place Finance compares

On a benchmark profile (75% LTV · 740 FICO · 1.25 DSCR · single-family), we estimate Park Place Finance at 6.08% — ranked #2 of 11 lenders we track, about 0.25% below the market median of 6.33%.

Estimated rate by borrower scenario

ScenarioEst. RateMonthly P&I
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR5.835%$1,767compare all →
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR5.835%$4,123compare all →
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo5.960%$7,761compare all →
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo5.960%$1,672compare all →
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.085%$1,936compare all →
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.085%$1,815compare all →
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.085%$4,235compare all →
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.085%$7,260compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.085%$1,815compare all →
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay6.335%$1,864compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay6.335%$1,740compare all →
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR6.335%$1,864compare all →
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay6.460%$1,888compare all →
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR6.585%$1,913compare all →
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo6.710%$1,809compare all →
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit6.710%$3,876compare all →
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)6.710%$1,938compare all →
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit6.710%$4,199compare all →
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance6.710%$775compare all →
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit6.835%$4,056compare all →
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR6.835%$1,963compare all →
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR6.960%$1,855compare all →
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo6.960%$1,723compare all →
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.085%$1,879compare all →

Park Place Finance DSCR loans — FAQ

What are Park Place Finance's DSCR loan terms?
Park Place Finance offers up to 85% LTV, a minimum DSCR of 0.75, 660+ FICO, with loans from $100,000 to $5,000,000.
How do Park Place Finance's rates compare to other DSCR lenders?
On a benchmark profile (75% LTV, 740 FICO, 1.25 DSCR), we estimate Park Place Finance at 6.08% — ranked #2 of 11 lenders, about 0.25% below the market median of 6.33%.
Who is Park Place Finance best for?
Park Place Finance is best for investors after a competitive headline rate with high purchase leverage.

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

Compare Park Place Finance head-to-head

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