Easy Street Capital vs Park Place Finance
Rates as of June 18, 2026Estimated DSCR loan rates compared across 24 borrower scenarios.
Easy Street Capital
0 scenarios lowest
- Min DSCR
- 0.75
- Max LTV
- 80%
- Min FICO
- 640
Park Place Finance
0 scenarios lowest
- Min DSCR
- 0.75
- Max LTV
- 85%
- Min FICO
- 660
Which should you choose?
Across the 0 scenarios where both price, the two are evenly matched (0–0). But the cheaper option flips by borrower profile:
- Easy Street Capital stretches furthest ahead on Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR — 6.08% vs 6.08%.
- Park Place Finance is strongest on Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR — 6.08% vs 6.08%.
On program terms, Easy Street Capital allows up to 80% LTV, DSCR from 0.75, 640+ FICO, loans $50,000–$3,500,000; Park Place Finance allows up to 85% LTV, DSCR from 0.75, 660+ FICO, loans $100,000–$5,000,000.
Bottom line: Easy Street Capital is best for thin-coverage or lower-credit borrowers who would fail a strict DSCR minimum. Park Place Finance is best for investors after a competitive headline rate with high purchase leverage.
Rate by scenario, side by side
Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.