PIR

Defy Mortgage vs Griffin Funding

Rates as of June 17, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, Griffin Funding wins more scenarios (19 of 19).

Illustrative sample data. These figures show how the comparison works — they are notlive lender pricing. Real DSCR rate sheets are broker-gated; we publish live rates only once a lender’s sheet is verified. This page is not indexed by search engines until then.

Defy Mortgage

0 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
660
Full Defy Mortgage profile →

Griffin Funding

19 scenarios lowest

Min DSCR
0.75
Max LTV
80%
Min FICO
660
Full Griffin Funding profile →

Rate by scenario, side by side

ScenarioDefy MortgageGriffin FundingLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR7.275%7.150%Griffin Funding
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR8.025%7.900%Griffin Funding
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR7.025%6.900%Griffin Funding
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo8.275%8.275%—
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.900%6.775%Griffin Funding
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.900%7.775%Griffin Funding
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay8.025%7.900%Griffin Funding
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR8.900%8.775%Griffin Funding
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR7.400%7.275%Griffin Funding
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)8.400%8.275%Griffin Funding
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit8.025%7.900%Griffin Funding
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo7.275%7.275%—
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo7.150%6.900%Griffin Funding
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR8.775%8.650%Griffin Funding
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance8.400%8.275%Griffin Funding
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR7.275%7.150%Griffin Funding
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay7.650%7.650%—
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR7.775%7.650%Griffin Funding
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit8.025%7.900%Griffin Funding
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+7.275%7.150%Griffin Funding
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR8.525%8.400%Griffin Funding
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo7.275%7.275%—
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay7.900%7.775%Griffin Funding
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo8.650%8.650%—

Estimated, not a quote. Rates are computed from a base index plus illustrative lender adjustment grids and are not offers. Actual terms depend on the lender, property, and your full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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