PIR

Easy Street Capital vs Visio Lending

Rates as of June 17, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, Visio Lending wins more scenarios (23 of 23).

Illustrative sample data. These figures show how the comparison works — they are notlive lender pricing. Real DSCR rate sheets are broker-gated; we publish live rates only once a lender’s sheet is verified. This page is not indexed by search engines until then.

Easy Street Capital

0 scenarios lowest

Min DSCR
0.75
Max LTV
80%
Min FICO
640
Full Easy Street Capital profile →

Visio Lending

23 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
680
Full Visio Lending profile →

Rate by scenario, side by side

ScenarioEasy Street CapitalVisio LendingLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR7.275%7.150%Visio Lending
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR8.025%7.900%Visio Lending
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR7.025%6.900%Visio Lending
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo8.400%8.275%Visio Lending
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.900%6.775%Visio Lending
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.900%7.775%Visio Lending
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay8.025%7.900%Visio Lending
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR8.900%8.775%Visio Lending
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR7.400%7.275%Visio Lending
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)8.275%8.275%—
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit8.025%7.900%Visio Lending
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo7.400%7.275%Visio Lending
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo7.150%7.025%Visio Lending
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR8.775%8.650%Visio Lending
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance8.400%8.275%Visio Lending
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR7.275%7.150%Visio Lending
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay7.775%7.650%Visio Lending
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR7.775%7.650%Visio Lending
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit8.025%7.900%Visio Lending
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+7.275%7.150%Visio Lending
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR8.525%8.400%Visio Lending
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo7.400%7.275%Visio Lending
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay7.900%7.775%Visio Lending
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo8.775%8.650%Visio Lending

Estimated, not a quote. Rates are computed from a base index plus illustrative lender adjustment grids and are not offers. Actual terms depend on the lender, property, and your full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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