PIR

OfferMarket vs Visio Lending

Rates as of June 17, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios.

Illustrative sample data. These figures show how the comparison works — they are notlive lender pricing. Real DSCR rate sheets are broker-gated; we publish live rates only once a lender’s sheet is verified. This page is not indexed by search engines until then.

OfferMarket

0 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
680
Full OfferMarket profile →

Visio Lending

0 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
680
Full Visio Lending profile →

Rate by scenario, side by side

ScenarioOfferMarketVisio LendingLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR7.150%7.150%—
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR7.900%7.900%—
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.900%6.900%—
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo8.275%8.275%—
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.775%6.775%—
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.775%7.775%—
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay7.900%7.900%—
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR8.775%8.775%—
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR7.275%7.275%—
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)8.275%8.275%—
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.900%7.900%—
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo7.275%7.275%—
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo7.025%7.025%—
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR8.650%8.650%—
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance8.275%8.275%—
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR7.150%7.150%—
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay7.650%7.650%—
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR7.650%7.650%—
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.900%7.900%—
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+7.150%7.150%—
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR8.400%8.400%—
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo7.275%7.275%—
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay7.775%7.775%—
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo8.650%8.650%—

Estimated, not a quote. Rates are computed from a base index plus illustrative lender adjustment grids and are not offers. Actual terms depend on the lender, property, and your full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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