PIR

LendingOne vs RCN Capital

Rates as of June 17, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, LendingOne wins more scenarios (2 of 3).

Illustrative sample data. These figures show how the comparison works — they are notlive lender pricing. Real DSCR rate sheets are broker-gated; we publish live rates only once a lender’s sheet is verified. This page is not indexed by search engines until then.

LendingOne

2 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
660
Full LendingOne profile →

RCN Capital

1 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
660
Full RCN Capital profile →

Rate by scenario, side by side

ScenarioLendingOneRCN CapitalLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR7.025%7.025%—
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR7.775%7.775%—
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.775%6.775%—
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo8.150%8.150%—
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.650%6.650%—
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.650%7.650%—
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay7.775%7.650%RCN Capital
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR8.650%8.650%—
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR7.150%7.150%—
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)8.150%8.150%—
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.775%7.775%—
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo7.150%7.150%—
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.775%6.900%LendingOne
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR8.525%8.525%—
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance8.150%8.150%—
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR7.025%7.025%—
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay7.525%7.525%—
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR7.525%7.525%—
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.775%7.775%—
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.900%7.025%LendingOne
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR8.275%8.275%—
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo7.150%7.150%—
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay7.650%7.650%—
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo8.525%8.525%—

Estimated, not a quote. Rates are computed from a base index plus illustrative lender adjustment grids and are not offers. Actual terms depend on the lender, property, and your full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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