PIR

Asset Based Lending DSCR loan rates

Advertised "Rate as low as 5.875%" on ABL's DSCR rental program page (ablfunding.com, verified 2026-06-19).

Rates as of June 19, 2026
PIR Score 33 / 100 — our transparent, data-driven composite of Asset Based Lending’s published terms.See the full ranking →
Est. rate range
5.96%
to 7.21%
Min DSCR
1
Max LTV
80%
Min FICO
660
Loans $85,000$2,500,000 · Lends nationwide · Visit Asset Based Lending

About Asset Based Lending

Established national private lender (ABL). Its 30-year DSCR rental loan advertises rates as low as 5.875%, up to 80% LTV, 660+ FICO, DSCR from 1.0, loans $85k–$2.5M, with rate buy-downs and a 30-day rate lock.

Best for: investors who want a competitive headline rate with rate-lock certainty.

How Asset Based Lending compares

On a benchmark profile (75% LTV · 740 FICO · 1.25 DSCR · single-family), we estimate Asset Based Lending at 6.21% — ranked #4 of 14 lenders we track, about 0.13% below the market median of 6.33%.

Estimated rate by borrower scenario

ScenarioEst. RateMonthly P&I
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR5.960%$1,791compare all →
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR5.960%$4,179compare all →
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo6.085%$1,694compare all →
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.085%$7,865compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.210%$1,839compare all →
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.210%$1,962compare all →
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.210%$1,839compare all →
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.210%$4,292compare all →
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.210%$7,357compare all →
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay6.460%$1,888compare all →
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay6.460%$1,762compare all →
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR6.460%$1,888compare all →
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay6.585%$1,913compare all →
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR6.710%$1,938compare all →
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo6.835%$1,832compare all →
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit6.835%$3,926compare all →
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)6.835%$1,963compare all →
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit6.835%$4,253compare all →
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance6.835%$785compare all →
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit6.960%$4,108compare all →
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR6.960%$1,988compare all →
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR7.085%$1,879compare all →
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo7.085%$1,745compare all →
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.210%$1,903compare all →

Asset Based Lending DSCR loans — FAQ

What are Asset Based Lending's DSCR loan terms?
Asset Based Lending offers up to 80% LTV, a minimum DSCR of 1, 660+ FICO, with loans from $85,000 to $2,500,000.
How do Asset Based Lending's rates compare to other DSCR lenders?
On a benchmark profile (75% LTV, 740 FICO, 1.25 DSCR), we estimate Asset Based Lending at 6.21% — ranked #4 of 14 lenders, about 0.13% below the market median of 6.33%.
Who is Asset Based Lending best for?
Asset Based Lending is best for investors who want a competitive headline rate with rate-lock certainty.

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

Compare Asset Based Lending head-to-head

Explore by scenario