Ridge Street Capital DSCR loan rates
Advertised "Rates starting at 6.0%" on ridgestreetcap.com/dscr-rental-loans (verified 2026-06-19).
About Ridge Street Capital
Investor-only private lender. Its 30-year DSCR rental loan advertises rates from 6.0%, up to 80% LTV, 660+ FICO, DSCR from 1.0, loans $55k–$2M across 35 states — with fast term sheets and a low/no-origination option.
Best for: investors who want speed and low up-front origination cost.
How Ridge Street Capital compares
On a benchmark profile (75% LTV · 740 FICO · 1.25 DSCR · single-family), we estimate Ridge Street Capital at 6.33% — ranked #6 of 14 lenders we track, about 0.00% below the market median of 6.33%.
Estimated rate by borrower scenario
Ridge Street Capital DSCR loans — FAQ
- What are Ridge Street Capital's DSCR loan terms?
- Ridge Street Capital offers up to 80% LTV, a minimum DSCR of 1, 660+ FICO, with loans from $55,000 to $2,000,000.
- How do Ridge Street Capital's rates compare to other DSCR lenders?
- On a benchmark profile (75% LTV, 740 FICO, 1.25 DSCR), we estimate Ridge Street Capital at 6.33% — ranked #6 of 14 lenders, about 0.00% below the market median of 6.33%.
- Who is Ridge Street Capital best for?
- Ridge Street Capital is best for investors who want speed and low up-front origination cost.
Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.