PIR

America Mortgages vs Angel Oak Mortgage Solutions

Rates as of June 19, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios.

Live pricing not yet published. We don’t show estimated rates for a lender until we’ve verified its current DSCR pricing — only its published program terms. Pages with unverified pricing are not indexed by search engines.

America Mortgages

0 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
620
Full America Mortgages profile →

Angel Oak Mortgage Solutions

0 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
680
Full Angel Oak Mortgage Solutions profile →

Rate by scenario, side by side

ScenarioAmerica MortgagesAngel Oak Mortgage SolutionsLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.455%——
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR6.955%——
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.205%——
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo7.080%——
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.205%——
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.080%——
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay6.705%——
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.455%——
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.455%——
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)7.080%——
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.080%——
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.455%——
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.330%——
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR7.330%——
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance7.080%——
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.455%——
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay6.705%——
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR6.705%——
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.205%——
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.455%——
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR7.205%——
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo6.330%——
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay6.830%——
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo7.330%——

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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