America Mortgages DSCR loan rates
Advertised domestic DSCR "from 6.12%" on americamortgages.com US-domestic guide (verified 2026-06-19); foreign-national rate is 6.875%.
About America Mortgages
DSCR lender specializing in US investment-property loans for foreign nationals and expats (no US credit history required), and also serving domestic investors. 30-year DSCR from ~6.12% (domestic) / 6.875% (foreign national), up to 80% LTV, loans $100k–$5M.
Best for: foreign-national and expat investors financing US rentals.
How America Mortgages compares
On a benchmark profile (75% LTV · 740 FICO · 1.25 DSCR · single-family), we estimate America Mortgages at 6.46% — ranked #9 of 14 lenders we track, about 0.12% above the market median of 6.33%.
Estimated rate by borrower scenario
America Mortgages DSCR loans — FAQ
- What are America Mortgages's DSCR loan terms?
- America Mortgages offers up to 80% LTV, a minimum DSCR of 1, 620+ FICO, with loans from $100,000 to $5,000,000.
- How do America Mortgages's rates compare to other DSCR lenders?
- On a benchmark profile (75% LTV, 740 FICO, 1.25 DSCR), we estimate America Mortgages at 6.46% — ranked #9 of 14 lenders, about 0.12% above the market median of 6.33%.
- Who is America Mortgages best for?
- America Mortgages is best for foreign-national and expat investors financing US rentals.
Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.