PIR

OfferMarket vs Stratton Equities

Rates as of June 18, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, OfferMarket wins more scenarios (24 of 24).

OfferMarket

24 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
680
Full OfferMarket profile →

Stratton Equities

0 scenarios lowest

Min DSCR
Max LTV
85%
Min FICO
600
Full Stratton Equities profile →

Which should you choose?

Across the 24 scenarios where both price, OfferMarket shows the lower estimated rate in 24 of them. But the cheaper option flips by borrower profile:

On program terms, OfferMarket allows up to 80% LTV, DSCR from 1, 680+ FICO, loans $55,000$2,000,000; Stratton Equities allows up to 85% LTV, 600+ FICO, loans $100,000$5,000,000.

Bottom line: OfferMarket is best for investors who want transparent, frequently-refreshed pricing. Stratton Equities is best for lower-credit borrowers (600+) or those who want interest-only / no-prepay flexibility.

Rate by scenario, side by side

ScenarioOfferMarketStratton EquitiesLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.585%6.835%OfferMarket
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR7.085%7.335%OfferMarket
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR6.335%6.585%OfferMarket
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo7.210%7.460%OfferMarket
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR6.335%6.585%OfferMarket
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit7.210%7.460%OfferMarket
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay6.835%7.085%OfferMarket
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.585%7.835%OfferMarket
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.585%6.835%OfferMarket
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)7.210%7.460%OfferMarket
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit7.210%7.460%OfferMarket
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.585%6.835%OfferMarket
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo6.460%6.710%OfferMarket
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR7.460%7.710%OfferMarket
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance7.210%7.460%OfferMarket
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.585%6.835%OfferMarket
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay6.835%7.085%OfferMarket
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR6.835%7.085%OfferMarket
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit7.335%7.585%OfferMarket
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.585%6.835%OfferMarket
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR7.335%7.585%OfferMarket
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo6.460%6.710%OfferMarket
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay6.960%7.210%OfferMarket
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo7.460%7.710%OfferMarket

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

More comparisons