PIR

Park Place Finance vs RCN Capital

Rates as of June 19, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, RCN Capital wins more scenarios (24 of 24).

Park Place Finance

0 scenarios lowest

Min DSCR
0.75
Max LTV
85%
Min FICO
660
Full Park Place Finance profile →

RCN Capital

24 scenarios lowest

Min DSCR
1
Max LTV
80%
Min FICO
660
Full RCN Capital profile →

Which should you choose?

Across the 24 scenarios where both price, RCN Capital shows the lower estimated rate in 24 of them. But the cheaper option flips by borrower profile:

On program terms, Park Place Finance allows up to 85% LTV, DSCR from 0.75, 660+ FICO, loans $100,000$5,000,000; RCN Capital allows up to 80% LTV, DSCR from 1, 660+ FICO, loans $70,000$1,500,000.

Bottom line: Park Place Finance is best for investors after a competitive headline rate with high purchase leverage. RCN Capital is best for investors who want one lender for both flips and long-term holds.

Rate by scenario, side by side

ScenarioPark Place FinanceRCN CapitalLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.085%5.585%RCN Capital
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR6.585%6.085%RCN Capital
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR5.835%5.335%RCN Capital
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo6.710%6.210%RCN Capital
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR5.835%5.335%RCN Capital
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit6.710%6.210%RCN Capital
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay6.335%5.835%RCN Capital
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.085%6.585%RCN Capital
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.085%5.585%RCN Capital
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)6.710%6.210%RCN Capital
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit6.710%6.210%RCN Capital
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.085%5.585%RCN Capital
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo5.960%5.460%RCN Capital
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR6.960%6.460%RCN Capital
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance6.710%6.210%RCN Capital
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.085%5.585%RCN Capital
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay6.335%5.835%RCN Capital
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR6.335%5.835%RCN Capital
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit6.835%6.335%RCN Capital
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.085%5.585%RCN Capital
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR6.835%6.335%RCN Capital
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo5.960%5.460%RCN Capital
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay6.460%5.960%RCN Capital
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo6.960%6.460%RCN Capital

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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