Ridge Street Capital vs Stratton Equities
Rates as of June 19, 2026Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, Ridge Street Capital wins more scenarios (24 of 24).
Ridge Street Capital
24 scenarios lowest
- Min DSCR
- 1
- Max LTV
- 80%
- Min FICO
- 660
Which should you choose?
Across the 24 scenarios where both price, Ridge Street Capital shows the lower estimated rate in 24 of them. But the cheaper option flips by borrower profile:
- Ridge Street Capital stretches furthest ahead on Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR — 6.33% vs 6.83%.
- Stratton Equities is strongest on Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR — 6.83% vs 6.33%.
On program terms, Ridge Street Capital allows up to 80% LTV, DSCR from 1, 660+ FICO, loans $55,000–$2,000,000; Stratton Equities allows up to 85% LTV, 600+ FICO, loans $100,000–$5,000,000.
Bottom line: Ridge Street Capital is best for investors who want speed and low up-front origination cost. Stratton Equities is best for lower-credit borrowers (600+) or those who want interest-only / no-prepay flexibility.
Rate by scenario, side by side
Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.