PIR

Park Place Finance vs Stratton Equities

Rates as of June 19, 2026

Estimated DSCR loan rates compared across 24 borrower scenarios. On lowest estimated rate, Park Place Finance wins more scenarios (24 of 24).

Park Place Finance

24 scenarios lowest

Min DSCR
0.75
Max LTV
85%
Min FICO
660
Full Park Place Finance profile →

Stratton Equities

0 scenarios lowest

Min DSCR
Max LTV
85%
Min FICO
600
Full Stratton Equities profile →

Which should you choose?

Across the 24 scenarios where both price, Park Place Finance shows the lower estimated rate in 24 of them. But the cheaper option flips by borrower profile:

On program terms, Park Place Finance allows up to 85% LTV, DSCR from 0.75, 660+ FICO, loans $100,000$5,000,000; Stratton Equities allows up to 85% LTV, 600+ FICO, loans $100,000$5,000,000.

Bottom line: Park Place Finance is best for investors after a competitive headline rate with high purchase leverage. Stratton Equities is best for lower-credit borrowers (600+) or those who want interest-only / no-prepay flexibility.

Rate by scenario, side by side

ScenarioPark Place FinanceStratton EquitiesLower
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · SFR6.085%6.835%Park Place Finance
Purchase · 80% LTV · 720 FICO · 1.10 DSCR · SFR6.585%7.335%Park Place Finance
Cash-Out Refi · 70% LTV · 760 FICO · 1.30 DSCR · SFR5.835%6.585%Park Place Finance
Purchase · 75% LTV · 700 FICO · 1.00 DSCR · Condo6.710%7.460%Park Place Finance
Purchase · 65% LTV · 780 FICO · 1.50 DSCR · SFR5.835%6.585%Park Place Finance
Cash-Out · 75% LTV · 720 FICO · 1.20 DSCR · 2-4 Unit6.710%7.460%Park Place Finance
Purchase · 70% LTV · 740 FICO · 1.25 DSCR · SFR · No Prepay6.335%7.085%Park Place Finance
Purchase · 80% LTV · 680 FICO · 1.00 DSCR · SFR7.085%7.835%Park Place Finance
Rate/Term Refi · 75% LTV · 760 FICO · 1.35 DSCR · SFR6.085%6.835%Park Place Finance
Purchase · 75% LTV · 720 FICO · 0.75 DSCR · SFR (Low Coverage)6.710%7.460%Park Place Finance
Purchase · 70% LTV · 700 FICO · 1.15 DSCR · 2-4 Unit6.710%7.460%Park Place Finance
Cash-Out · 70% LTV · 740 FICO · 1.25 DSCR · Condo6.085%6.835%Park Place Finance
Purchase · 60% LTV · 780 FICO · 1.40 DSCR · SFR · Jumbo5.960%6.710%Park Place Finance
Purchase · 75% LTV · 660 FICO · 1.10 DSCR · SFR6.960%7.710%Park Place Finance
Purchase · 80% LTV · 760 FICO · 1.20 DSCR · SFR · Small Balance6.710%7.460%Park Place Finance
Cash-Out · 65% LTV · 720 FICO · 1.30 DSCR · SFR6.085%6.835%Park Place Finance
Purchase · 75% LTV · 740 FICO · 1.25 DSCR · Condo · 3yr Prepay6.335%7.085%Park Place Finance
Rate/Term Refi · 70% LTV · 700 FICO · 1.20 DSCR · SFR6.335%7.085%Park Place Finance
Purchase · 80% LTV · 740 FICO · 1.10 DSCR · 2-4 Unit6.835%7.585%Park Place Finance
Purchase · 70% LTV · 760 FICO · 1.25 DSCR · SFR · $1M+6.085%6.835%Park Place Finance
Cash-Out · 75% LTV · 680 FICO · 1.05 DSCR · SFR6.835%7.585%Park Place Finance
Purchase · 65% LTV · 740 FICO · 1.35 DSCR · Condo5.960%6.710%Park Place Finance
Purchase · 75% LTV · 720 FICO · 1.20 DSCR · SFR · 3yr Prepay6.460%7.210%Park Place Finance
Purchase · 80% LTV · 700 FICO · 1.00 DSCR · Condo6.960%7.710%Park Place Finance

Estimated, not a quote.Each lender’s starting rate is anchored to its own publicly-advertised “as low as” DSCR rate (cited and dated on the lender’s page); per-scenario figures apply a standard industry adjustment model— not any lender’s confidential pricing grid — so the comparison stays apples-to-apples. These are not offers; your actual rate depends on the lender, property, and full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.

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